Florence Insurance Appraisal Services
Green Public Insurance Adjusting provides independent appraisal services for commercial and residential property owners throughout Florence and Boone County. Our nationally certified appraisers and umpires serve northern Kentucky property owners — advocating for fair settlements against any carrier in the greater Cincinnati corridor.
What Is the Insurance Appraisal Process?
When you and your insurance carrier cannot agree on the value of a covered loss, your policy likely contains an appraisal clause — a formal dispute resolution mechanism that bypasses lengthy litigation. Each party selects an independent appraiser. If those appraisers cannot agree, a neutral umpire is appointed. The umpire's decision on the value of the loss is binding. Appraisal addresses the scope, pricing, and — where permitted by state law and case law — causation of the loss. It does not resolve coverage disputes, bad faith claims, or legal liability. Green Public Insurance Adjusting serves as your independent appraiser — advocating for the full and fair value of your loss throughout the process.
When Should You Request Appraisal?
Your carrier's settlement offer is significantly lower than repair estimates
Your claim has stalled with no resolution in sight
You received a partial payment and believe more is owed
Your contractor's scope and the carrier's scope are in dispute
How the Appraisal Process Works
Policy Review
We review your policy's appraisal clause and confirm eligibility.
Demand Letter
We help you formally invoke the appraisal clause with your carrier.
Independent Inspection
We conduct a thorough inspection and prepare our appraisal.
Umpire Selection
If needed, we work with your carrier's appraiser to select a neutral umpire.
Award Issuance
The umpire issues a binding Award determining the value of the loss.
Payment
Your carrier is obligated to pay per the Award.
Appraisal Fee Structure
Our appraisal fee is a flat rate — typically under 10% of total damages — with a deposit due upon contract signing. The balance is due upon Award finalization. Each party pays for their own appraiser. The umpire cost is shared equally between both parties. There are no hidden fees and no contingency arrangements for appraisal-only engagements. For appraisal inquiries, contact us directly at appraisal@thegreenpa.com.
Appraisal Services — Frequently Asked Questions
Yes. The Award is binding on the value of the loss and obligates the carrier to pay. It does not resolve coverage disputes, bad faith claims, or other legal matters outside the appraisal's scope.
Areas We Serve
Dispute Your Settlement. Get What You're Owed.
If your carrier's offer doesn't reflect the true value of your loss, appraisal may be your most effective path to a fair resolution. Contact Green Public Insurance Adjusting for a no-obligation policy review.
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Join policyholders, contractors, and industry professionals who rely on Green Public Insurance Adjusting for practical guidance on property claims.