What Does a Public Insurance Adjuster Do — and When Should You Hire One?
January 6, 2026 No Comments
After property damage, many policyholders assume someone will help manage their insurance claim at no cost. In reality, professional claim advocacy is skilled, regulated work that cannot be “free” without hidden risks. Public insurance adjusters are licensed professionals who represent policyholders—not insurance companies—by documenting damage, interpreting coverage, and negotiating fair settlements. Hiring a public adjuster can be valuable in complex or disputed claims, but it requires a good-faith commitment to the contractual relationship. Seeking professional help without intending to honor those terms can disrupt the claim, create legal exposure, and ultimately harm the recovery process.
