Category: Public Adjuster Fees

Public Adjuster Overcoming Fee Concerns and Building Strong Customer Relationships

Overcoming Fee Concerns To Build Strong Client Relationships

Many homeowners initially hesitate to hire a public adjuster because they worry that paying a fee will reduce their ability to complete repairs. These concerns often arise from fear, confusion about the insurance process, and the mistaken belief that the carrier’s adjuster represents their interests. Public adjusters can overcome these concerns by reframing the conversation around outcomes, not costs—showing how professional documentation, code analysis, and negotiation typically increase the overall recovery well beyond the fee. Sharing real examples, acknowledging emotional stress, clearly outlining the adjuster’s role, and offering simple explanations help build trust and clarity.

Effective client relationships begin with transparency, mutual understanding, and clear expectations about how the partnership works. Public adjusters must also take special care when working with elderly, disabled, or otherwise vulnerable policyholders, ensuring compliance with consumer-protection laws and providing extra clarity and sensitivity. When handled thoughtfully, fee concerns become an opportunity to educate, reassure, and form stronger, more collaborative client relationships.

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Understanding Public Adjuster Fees

“Will This Cost Me Anything?” The Hidden Cost of Going Without a Public Adjuster

Many policyholders approach a public adjuster with the expectation that services should be free or that fees will reduce their ability to complete repairs, but these concerns often stem from fear, misunderstanding of the claims process, and financial stress after a loss. Homeowners frequently assume the insurance company’s adjuster is working on their behalf, leading them to question why they should pay for their own advocate. This mindset can create difficult client relationships, especially when individuals are unwilling to recognize the value a public adjuster brings in identifying overlooked damages, negotiating supplements, and securing a more accurate recovery.

The discussion also raises the question of whether fee-averse clients are a good fit for representation. While some simply need education and reassurance, others exhibit signs of distrust, unrealistic expectations, or resistance to professional guidance—factors that can undermine the entire claims process. Public adjusters must balance compassion with clear boundaries and remain attentive to state consumer-protection rules, especially when working with elderly or vulnerable policyholders.

Understanding a prospective client’s concerns early on helps public adjusters determine whether the relationship is workable and sets the stage for a smoother, more successful claim experience for both parties.

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Satellite office in KY

Green Public

Insurance Adjusting

Is now in Kentucky serving clients affected by the tornados. Stop by our satellite location at 3205 US Highway 641 N in Benton, KY. We’re just down the road from the Kentucky Opry.